Unlock Financing
Against a Wide Range of Assets

Having access to short, medium or long-term capital is fundamental to every individual or business. Cypher offers a modern way to borrow or invest your money online. We offer a wide range of borrowing services for every occasion.

Listed Securities Finance
We offer financing secured on Listed Securities. Using your marketable securities to meet short-term liquidity needs helps pave the way to accomplishing your overall wealth management plans, while keeping your long-term investment strategy intact.
Cryptocurrency Finance
From preferential pricing to a 24-hour global banking platform, you will have the privileges of priority banking services, in over 180 countries. We believe in offering all our business customers an expert and personal level of service.
Working Capital Finance
Our Working Capital Finance solutions are designed to enable businesses accesses and unlock liquidity faster, improve flexibilities within trade flows and operate efficient working capital cycles.
Yacht and Aircraft Finance
We provide competitive loans for personal and business jets and yachts. If you own an aircraft or yacht, you could leverage against it in the same way as you would other physical assets.
Supply Chain Finance
Supply chain finance is a working capital optimization tool. SCF programs help align the needs of both buyers and suppliers and to minimize risk across the supply chain. Holt offers clients Pre-Shipment Finance, Purchase Order (PO) Finance, Non-Recourse Accounts Receivables Finance and Inventory Finance
Bespoke Lending
Holt understands that clients require a bank that is adaptable enough to assist with changing and evolving needs. Whether you require a corporate facility for expansion or want to borrow against an investment portfolio, we may be able to arrange credit secured against a range of asset types to meet your individual requirements. Holt advisers will work closely with you to understand your lending objectives and offer sophisticated solutions to realize your goals.
Looking for a loan?

Cypher can structure solutions tailored to your unique circumstances. From providing lending for corporate expansion or personal needs, utilizing our expertise with digital assets and alternative securities or working cross-border to bridge an important lending need, we pride ourselves on being able to provide a solution that is right for you.